you know, my gf talks loud on her cell phone - i believe it's a combination of her thinking the other person can't hear her and just getting carried away with her conversations. i bring it up sometimes, but haven't stabbed her in the mouth yet. it's one thing when i'm in the car with her and it's just kinda loud and gives me a little headache, but when we're in public, i'm normally a non-disturbing, quiet person anyway, so talking on a phone at all in public annoys me. we're just kind of different that way- not a big deal. but i do try and reign her in sometimes to avoid bugging people. as for myself, i often lose track of my cell phone partly because i hate carrying it and the above hated public use thing. and i just like not being able to be contacted sometimes.