I listened to Virtual XI today. It's actually not that bad an album. The only real problems I have with it are:
* The production
* The Angel & The Gambler, which had the potential to be a great song but instead just goes on and on and on
* Don't Look to the Eyes of a Stranger - see comments on Angel & Gamb.
Aside from that I have no problem with it. There are some great songs there (Futureal, The Clansman, The Educated Fool) and the rest are solid.
On the other hand, I started to listen to FOTD today and had to stop halfway through From Here to Eternity. Just a generally unpleasant album for me.