Everyone and their mom trying to make a living off of metal is one of the worst things that has happened to the music.
At the end of the day, it's a hobby. As with any hobby, some people can turn it into a living and make money off of it, most can't. Paying money should be expected and is not necessarily a "bad" thing.
The reality is that in this day and age, when it's relatively easy to record/release an album and EVERYONE is doing it (the number of full length albums released in 2001 was 868, 2011 saw 4273 -- an almost 500% increase and rising) but the amount of $$$ available to purchase those albums has probably decreased, the majority of musicians are gonna lose money. Downloading or no downloading.
That doesn't give anyone an excuse to not put their money where their mouth is but the days of recouping costs are loooooooooooong gone.