PhilR
Studio Scapegoat
I see friends earning the same money as me (which is fuck all) buying cars and I wonder how the fuck they can possibly afford it. Owning a car would probably put me in another couple of grand in debt in the first year alone.
You don't insist on it. It is mandatory by law for all cars, new and used. A car that has not passed the test (or the test has expired) is illegal. When caught, the police will give you a fine and order you to reserve a time at a test center. You are only allowed to drive to that test center, and nowhere else. If you get caught after this order, I guess they detain the car and will probably fine you with one helluva large fine for a repeat offense.
I'd swap traveling by car to traveling by boat in a heartbeat. Fresh air, more space AND you're allowed to be a bit drunk, whoo!
I see friends earning the same money as me (which is fuck all) buying cars and I wonder how the fuck they can possibly afford it. Owning a car would probably put me in another couple of grand in debt in the first year alone.
can't be drunk in america, or california at least.
Yeah I own the car outright and don't have a car payment, so I can't bitch to hard when a repair comes up.
I hated having a car payment. Insurance was a lot higher as well ($35 now, $135 when I had a stupid car payment).
Actually people *would* do it often, because in Finland there is some tradition about changing your car every couple of years. Mostly because it's so damn expensive to buy a new car (most average people can't afford it), they often have very old cars (15-30 years) and they keep "updating" them so they won't break so often. They bad thing ia that old cars pollute more, so I guess that's why the government made it easier to buy new/less used cars. The car tax is now based on the CO2 emissions, as I mentioned, so people also have an incentive to buy more environment-friendly cars (read: not 30 years old ones ). But it's kind of hard on the poorer (40 % of Finns ) people who can't afford a better car, so they pay more taxes.
Quite a lot of people do that, actually.
The car had just recently passed the test, and if we had taken it to one on the day of purchase, it would have passed without a problem. The people doing the inspection won't notice if the clutch is going to break in the near future or if the gearbox is adding some nice metal flour into the transmission oil :/
$135??? I have pretty much the cheapest insurance option I can get and it's about $550 a year
Jaguar? Basically you gonna swap Focus for a Mondeo.
Okay, this may be down to the used market in Finland. Here it is so big that you usually only end up importing a car if it's a rare US model or you're buying a cheaper new one as a re-import through a dealer. Importing used cars from other European countries is a rare occasion otherwise.
Jarkko have you had all the work on your car done at the same shop? I have found it can pay to shop around with mechanics for different procedures. Especially if the work was done at the car dealership. They tend to be the biggest crooks.