Man, that article made me laugh louder than the Dødheimsgard blaring through my speakers!
It's also given me a whole new outlook on credit, I'm givin' that shit a try, yo! I feel like it could add some spice to my life, kinda like when I used to do phone surveys and we'd make up names for ourselves when on a call... "Hello sir, my name is Gaylord and I'm calling on behalf of Opinion Search..."