I was watching ABC News last night and they had a story about this cool website www.kiva.org. What this website does is facilitate microloans between you and small business people and farmers mostly in the third world. They have also just recently opened it up to help people in the US. I think this is a really cool idea because you get to help people out, but you also get your money repaid eventually. You can lend in 25 dollar increments. Today I lent 25 dollars to this guy in El Salvador who runs an air conditioner repair business and needed new materials to expand his business. Apparently 98% of the loans are paid back in full so it seems pretty safe. I encourage others here to help some deserving people out.
http://www.kiva.org/
http://www.kiva.org/