what's the average car payment for you poor folks out there?

Ask for the maintenance slips and invoices. Volkswagen have been notoriously unreliable since the mid 90s. If nothing has been done on it you are in a for a lot of repairs, especially an automatic (volks automatic trans are not that good, I should know I have one.) Of course 10Ks is nothing, it is pratically new but ask if the recalls have been done (there was at least one recall on that car)
 
thnx everyone btw, i'm @ work w/ a spltting headache btw oh wait is that TMI for you fucking stalker MFers out there? well here's my internet lifestory: FUCK YOU