not a one liner but.
A man with no arms and legs is lying on the beach...
a women walks by and says " oh you poor man, I bet you have never been hugged "
the man says " well no, I haven't "
The women then gives the man a hug and walks away.
A short while later another women walks by and says " you poor man, I bet you have never been kissed "
The man says " No I have not "
The women gives the man a passionate kiss and walks away
Yet another women walks by and says " I bet you've never been fucked "
the now excited man says " NO, no I haven't "
the women throws the man into the water and says " now your fucked "