Got hit by an uninsured driver today...

[roy22341]

Title pretty much says it all:

Luckily there were three people there to sign written statements for the police, plus a traffic camera to show that I wasn't at fault. Unfortunately the other driver (most likely) didn't have insurance. Cop couldn't find any insurance papers and the girls mother claimed that "she stole the car from her." Will keep you posted.

 

[Norris-wf]

What a fuckin Balls, I hope it all works out, but fuck, Is that your machine?

 

[arv_foh]

That blows dude. I have uninsured driver protection, it's only like an extra $9/mo

 

[roy22341]

My insurance is covering it, however I have to pay the deductible (as opposed to her insurance covering it). I may get reimbursed for it later my insurance company get anything out of her.

 

[FIXXXER]

well this girl needs to pay with her body then...

 

[Jaymz]

well this girl needs to pay with her body then...

This

 

[Loren Littlejohn]

Sue her for court fees and the deductible. People that don't at least shell for liability (it's seriously less than $60 a month most of the time, I only pay $30) deserve a fucking fork up their ass.

 

[Chris_P_Critter]

That sucks man.

Was she an asshole about it at all? Or was it truly an accident.

 

[raybrochill]

well on a positive note... the dodge ram is an awesome truck

 

[FloridaRolf]

Sue her for court fees and the deductible. People that don't at least shell for liability (it's seriously less than $60 a month most of the time, I only pay $30) deserve a fucking fork up their ass.

this

 

[[UEAK]Clowd]

Sue her for court fees and the deductible. People that don't at least shell for liability (it's seriously less than $60 a month most of the time, I only pay $30) deserve a fucking fork up their ass.

I don't know man, liability for me is over $150/month (and that's with no accidents and 1 speeding ticket) so I just can't/won't afford it. I drive careful as a mother fucker.

 

[Metaltastic]

Isn't it illegal to drive without liability coverage?

 

[[UEAK]Clowd]

not in good ol' NH

 

[arv_foh]

I don't know man, liability for me is over $150/month (and that's with no accidents and 1 speeding ticket) so I just can't/won't afford it. I drive careful as a mother fucker.

Wow, that's really expensive, why is it so much for you?

My liability insurance is $35/month, and I had full coverage back when for $160 that I split with my parents until I moved out

 

[hoehlentroll]

people are allowed to drive uninsured? glad I'm living in the eu. sad to hear though!

 

[Metaltastic]

people are allowed to drive uninsured? glad I'm living in the eu. sad to hear though!

Depends on the state, apparently - definitely not in NY! (and the DMV is very good about keeping record of who is and isn't covered)

 

[Loren Littlejohn]

The DMV takes your license away or fines the shit out of you if your dumb enough to drive without liability insurance in NY.

My brother who is 19 pays $98 a month for liability. I'm 26 so it's quite a bit less for me.

 

[Loren Littlejohn]

And don't take this the wrong way, but driving without insurance is like fucking a prostitute without a rubber.

 

[Executioner213]

There are tons of people who don't have car insurance. They figure as long as they never get in a wreck, and never get pulled over, they have no need for it. It's a pretty stupid risk, if you ask me. A good majority of people in my town don't have car insurance, and now that I have a newer car I'm scared as fuck to drive around when it's snowy/icy out because I know it won't be covered on their dime.

 

[roy22341]

Unfortunately she wasn't hot...at all. She was taken to the hospital before the cops even got there, but luckily three witnessed stayed and signed statements and there was a traffic camera at the light. She was completely at fault so hopefully she won't try to sue me or anything stupid. I'm assuming she's okay, she was a little banged up and kind of out of it. I didn't get a chance to talk to her very much, but a couple people at the scene said it seemed like she was on something at the time. That and according to the woman who got her phone out of her car after the accident, was texting.


The whole thing was like a bad episode of cops - complete with the girls mother yelling about how "that girl took all my money and my car!" And to top it all off, I finish with all this paperwork, write my statement, get my truck towed, and finally go into the convenience store right nearby and a homeless dude has the audacity to ask me for $5! I kindly explained that I had just been in the accident at this intersection and it was probably not the best day to ask me for money to which he replied "I know - I saw." So you saw me just get in this accident and still have the balls to ask me for money? Go die in a ditch.