Do you know anyone who is constantly broke?

[The Ozzman]

By law your entitled to a free credit report once a year from the credit reporting agencies through this site: www.annualcreditreport.com . I'm not sure if it would have your FICO score but wouldn't hurt to get a copy of your report and at least see if it has mistakes.

I know I'm entitled to one by law. It's been about a year since I first got a credit card, so I probably should get one.

Do you know if there is a way to get your credit score for free?

you know I am not quite sure what I am going to do in terms of moving out

my goal is basically a decent 2-3 bedroom type house by 22/23 and then just slowly move up from there

my eventual goal by age 30 is 500 - 600 K house, but that is ways down the line. Right now I am just taking everything step by step by step.

What do you do that would allow you to buy a house that expensive at 30? My dad wasn't able to (maybe it was more didn't want to) until he was 40.

 

[King Richard]

I agree.

Give the devil a couple shouts for me bro!

 

[The Heartbreak Kid]

 

[Xorv]

we're talking career/future/etc... here, if you are not interesting in that discussion, I suggest you stay the fuck out

I am not bragging about shit, I am tired of dickheads doubting me. What idiots like amarantus have to comprehend is that I simply never fail at anything.

You fail with women.

 

[Rabid Headbanger]

You fail with women.

 

[Hell Awaits Us All]

What do you do that would allow you to buy a house that expensive at 30? My dad wasn't able to (maybe it was more didn't want to) until he was 40.

that's one reason right there that I Really want a large house, my dad still hasn't given me the type of lifestyle that I desire. He's 50 years old and we are still living in this pathetic 240 thousand dollar house, which is a fucking joke

don't even have a basement and I fucking hate living here, we are supposed to be moving out to a 350 - 400 K house pretty soon, but considering it's my dad, I am sure he'll find many more ways to fuck up over and over again.

 

[Hell Awaits Us All]

You fail with women.

I am 18 years old

one does not fail until he stops trying.

 

[Ender Rises]

that's one reason right there that I Really want a large house, my dad still hasn't given me the type of lifestyle that I desire. He's 50 years old and we are still living in this pathetic 240 thousand dollar house, which is a fucking joke

don't even have a basement and I fucking hate living here, we are supposed to be moving out to a 350 - 400 K house pretty soon, but considering it's my dad, I am sure he'll find many more ways to fuck up over and over again.

Oh my fucking God, what fucking right do you have to bitch about living in a 240k house? I live in a fucking trailer. I'm moving a step up in the world... I'm going to be moving into an apartment. You're real fucking shallow to be able to bitch about living in a basement. I used to live in a house where the ceiling of my room collapsed as I was in the shower getting ready for bed... if I had skipped a shower that night I could be dead or severely brain damaged. You don't see me bitching about my parents and how neither are successful, do you? Go fuck yourself.

 

[Hell Awaits Us All]

Oh my fucking God, what fucking right do you have to bitch about living in a 240k house? I live in a fucking trailer. I'm moving a step up in the world... I'm going to be moving into an apartment. You're real fucking shallow to be able to bitch about living in a basement. I used to live in a house where the ceiling of my room collapsed as I was in the shower getting ready for bed... if I had skipped a shower that night I could be dead or severely brain damaged. You don't see me bitching about my parents and how neither are successful, do you? Go fuck yourself.

so fucking what? I have higher expectations than you.

what's really fucking frustrating to me is that he doesn't have to pay for shit. My oldest sister (who doesn't live with us anymore) makes extremely high salary, my middle sister makes around 40-50 k a year, and I make 15-18 k a year

he doesn't have to pay for jackshit, we (me and my sisters) all pay for our colleges, our cars, our clothes, every fucking thing we basically pay for

all he's gotta do is make enough to pay for food (which is very little considering I pay for all my supplements, and my sister eats out all the time), house, home insurance, shit like that and he still fails...

I would be more sympathetic if he has all sorts of bills and shit to pay for, but he just doesn't

 

[Ben_t]

You should really move out if it's that bad. Stop complaining and do better if you can. If you chose not to or can't stfu.

 

[Reign in Acai]

what's really fucking frustrating to me is that he doesn't have to pay for shit.

That's right, because you're 18 years old. Move the fuck out butter tits.

 

[Rabid Headbanger]

so fucking what? I have higher expectations than you.

what's really fucking frustrating to me is that he doesn't have to pay for shit. My oldest sister (who doesn't live with us anymore) makes extremely high salary, my middle sister makes around 40-50 k a year, and I make 15-18 k a year

he doesn't have to pay for jackshit, we (me and my sisters) all pay for our colleges, our cars, our clothes, every fucking thing we basically pay for

all he's gotta do is make enough to pay for food (which is very little considering I pay for all my supplements, and my sister eats out all the time), house, home insurance, shit like that and he still fails...

I would be more sympathetic if he has all sorts of bills and shit to pay for, but he just doesn't

 

[Hell Awaits Us All]

ya, I am crying because my father is a miserable fucking failure on every level

 

[Rabid Headbanger]

ya, I am crying because my father is a miserable fucking failure on every level

 

[The Heartbreak Kid]

 

[The Ozzman]

that's one reason right there that I Really want a large house, my dad still hasn't given me the type of lifestyle that I desire. He's 50 years old and we are still living in this pathetic 240 thousand dollar house, which is a fucking joke

don't even have a basement and I fucking hate living here, we are supposed to be moving out to a 350 - 400 K house pretty soon, but considering it's my dad, I am sure he'll find many more ways to fuck up over and over again.

That's great, but you left out some answers to questions I posed to you like "What do you do that will afford you to have a 500K house when you are 30?"

If you are making between 15K-18K right now and stay in the same spot for a few years, you won't be able to afford the down payment unless you invest some of your money.

 

[Rabid Headbanger]

that's one reason right there that I Really want a large house, my dad still hasn't given me the type of lifestyle that I desire. He's 50 years old and we are still living in this pathetic 240 thousand dollar house, which is a fucking joke

don't even have a basement and I fucking hate living here, we are supposed to be moving out to a 350 - 400 K house pretty soon, but considering it's my dad, I am sure he'll find many more ways to fuck up over and over again.

I'd rather live in a cardboard box then work my ass off until I fucking die. Besides, small houses are really nice. Where have you ever seen a rich metalhead? money ruins it!

Whats the point of money if you can't use it?

 

[Rabid Headbanger]

Your the kind of guy who'd complain about a bad vacation on a carribean resort.

How about you go on a fucking vacation in an african warzone. Atleast you live in a fucking house, not a hut, and don't have to worry about hitting a mine walking to look for food while you pray to god your daughter isn't kidnapped and rapped and your wife isn't killed.

Narcisistic ignorant pious little cunt.

 

[Pessimism]

Whats the point of money if you can't use it?

Money makes a great fuel for campfires.

It makes horrible toilet paper however

 

[Unfaithfully Metalhead]

That's great, but you left out some answers to questions I posed to you like "What do you do that will afford you to have a 500K house when you are 30?"

If you are making between 15K-18K right now and stay in the same spot for a few years, you won't be able to afford the down payment unless you invest some of your money.

We'll i did give him a investment idea: Real Estate/Tax liens but i guess he's not interested in such.. best way to take over property for little money compared to buying a house outright...can rent it out or flip it by selling it to save money for a downpayment... besides a downpayment for a 500K house is $50,000 and with a good credit score. Not a easy task at such a young age. And by the time he has the downpayment that 500K house will be worth probably 800K so the new 500K house will be a smaller house then the one he originally anticipated. Since real estate market prices change yearly. Or that 500K house he wants could go down to 400K but the flipside to that is getting a mortgage (probably variable since he is young) with a higher interest rate. Damn if you do or damn if you don't lol High price and lower rate. Or Lower price and higher rate.