Hmm folk music? I looove Ani Difranco from Buffulo New York..Ani releases her folk rock Cd's on her own label Rightous Babe records..Ani's finger picking is very pecussive as she uses crazy nails to get a percussive sound..Ani's music deals with a lot of social and womens issues..You should check out Ani Di Franco.. -l-
Ani rules..
As far as singer/songwriters go, I would suggest Beck's Mutations or Sea Change. Both are well produced(Nigel Goodrich) and extremely moody. Mutations is from 1999 and has a 60s vibe to it. Sea Change came out in 2002. A truly gifted musician!