How old can you be and still live with your parents?

Thrash till death while living with your mummy at 30 years old:

fotmbm: *singing* "...sadistic butcher, angel of deeeeattthhhhh..."
Mother: "Hey mickey, turn that noise down, breakfast's ready"
fotmbm: "aawww mum! Just 2 more minutes..."
Mother: "No now! I have to drop you off at work in 10 minutes"
fotmbm: *grumbles*
 
... except I moved out nabout 2 months ago so now it's:

fotmbm: *singing naked* "...sadistic butcher, angel of deeeeattthhhhh..."
fotmbm: *grumbles and wanks in the sofa wilst watching porn that takes hours to doenload with ADSL as poopsed to 100mbps line at home*
 
my house was $169k, but I got $5k back to put into carpet and closing costs. Payments right now are $1150 or so, including escrow. Dunno how J's payments are so high; even when I had 6.5% (I refinanced at 5.25%) it was only $1250, and my house cost $10k more. Are the homeowner's dues THAT high? Luckily, I don't have any of them shits; I can't stand homeowner's associations.

Anyway, anyone buying a house in Cali or on the east coast now (as opposed to before the boom) is stupid, IMO. Go to the midwest and buy a house for 1/5th the cost, with more land.
 
jimbobhickville said:
Anyway, anyone buying a house in Cali or on the east coast now (as opposed to before the boom) is stupid, IMO. Go to the midwest and buy a house for 1/5th the cost, with more land.

As I understand it, Chicago is not any cheaper...

[Please don't tell me you're about to say, "No not Chicago, I mean somewhere like Dayton or Cincinnati."]
 
jimbobhickville said:
my house was $169k, but I got $5k back to put into carpet and closing costs. Payments right now are $1150 or so, including escrow. Dunno how J's payments are so high; even when I had 6.5% (I refinanced at 5.25%) it was only $1250, and my house cost $10k more. Are the homeowner's dues THAT high? Luckily, I don't have any of them shits; I can't stand homeowner's associations.

What kind of loan do you have? FHA? That's what I have, which costs more than a standard loan. Also, our payment includes mortgage insurance, which won't be paid off more another 4+ years. We put the minimum down on the house. Taxes around here are ridiculous! We have a new school going up down the road, so of course that makes taxes (and escrow) skyrocket.

Our HOA dues are about $750 a year. :ill: :erk: :yuk: :yell:

I live in The Woodlands, Texas. North of Houston.
 
TBH, since they are escrowed, I don't have an exact number. My parents live in a similar suburb around Houston and they pay $3K-$4K a year. They don't escrow their taxes.
 
Damn, my taxes are like $1000 a year. That is probably the biggest difference then. Utah just gained some points in my book.

@JK - I didn't mean Chicago. Any big city is gonna be expensive. Go to places like Tulsa and things are dirt cheap. Of course, it all depends on where you can find a job I suppose. But hell, Phoenix, Las Vegas, and Utah are all hella-cheap compared to Cali, and not too far away.
 
jimbobhickville said:
my house was $169k, but I got $5k back to put into carpet and closing costs. Payments right now are $1150 or so, including escrow. Dunno how J's payments are so high; even when I had 6.5% (I refinanced at 5.25%) it was only $1250, and my house cost $10k more. Are the homeowner's dues THAT high? Luckily, I don't have any of them shits; I can't stand homeowner's associations.

Anyway, anyone buying a house in Cali or on the east coast now (as opposed to before the boom) is stupid, IMO. Go to the midwest and buy a house for 1/5th the cost, with more land.

Except that the midwest sucks.