I need a new job like you read about...

Re: credit cards, if you're buying on-line, why not just use your debit card? Since it has a "visa" affiliation, (or mastercard etc) it's processed in the exact same manner as a regular credit card. Except of course, it just comes right out of your current account instead of as a "loan" that you need to pay back with interest.
 
JayKeeley said:
Re: credit cards, if you're buying on-line, why not just use your debit card? Since it has a "visa" affiliation, (or mastercard etc) it's processed in the exact same manner as a regular credit card. Except of course, it just comes right out of your current account instead of as a "loan" that you need to pay back with interest.
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My debit card doesn't work like that. It only works at bank machines and interac dealies.

That said, if I pay off my CC before the month ends I don't pay any interest. So it's great. No fees :D
 
Conspicuously Absent said:
My debit card doesn't work like that. It only works at bank machines and interac dealies.
Click to expand...

Really? I did not know that. So for example, if you buy groceries, can you use the debit card and just swipe it at the cash register and type in the pin #, etc? I wonder if that's the same thing as using a cash machine.
 
I dont have any credit card debt, nor do I own one. I have loathed them since I was in College, where they are all setting up camp, giving away a free tshirt if you simply fill out a form and let them wrap their greasy claws round your economic throat.

I already have a house...why the fuck the immediate turn of convo? Good ol' RC, LMAO. :) Although, I could settle for a bullshit, lower paying job if lived in an apartment, but thats the trade-off. Living in your own place rules.

In order to live "comfy", meaning saving about 3-4,000/year in the bank and buying too many cd's to listen to (lol) would be around $29,000/year. Fuck a deskjob, I agree....

I'm ready to fucking work construction, make a shitload of money during the on-season and collect during the winter and do my own thing.

@ J. - that currency trading thing looks interesting. I may look further into it.

Also, Lowe's actaully pays THAT much? wtf...Do you really need to be a "specialist" in order to be hired? :)
 
JayKeeley said:
what
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I dont live lavishly at all. Fuck a car payment, fuck a credit card payment, fuck living beyond my means with a bunch of shit I dont need. My mortgage is reasonable for the area, and my girlfriend makes pretty good money as well. I dont live in NYC where the cost of living is astronomical by any decent standards. :)
 
I could live extremely happily on about 30-50k, wouldn't mind a bit more in order to be able to travel.

@JK - Not everyone has to pay california/New York amounts to have a roof :p

edit: @Doomcifer - Yeah. Buy a cheap car, who needs a new one every 2 years. Sheesh, we've had our same truck for about 16 years not and the car is 6 years old now.
 
was just talking to a friend of mine this weekend, he lives pretty deep in Connecticut ... 110 miles from NYC ... he told me his monthly expenses total close to $7K ... yeah ... $7K

mortgage on $500K house, 2 cars ... oil heat, newborn baby, etc, etc, etc.
 
Conspicuously Absent said:
I could live extremely happily on about 30-50k, wouldn't mind a bit more in order to be able to travel.

@JK - Not everyone has to pay california/New York amounts to have a roof :p
Click to expand...

Yeah, that's one thing I wish I could do more of. I would LOVE to travel Europe. So much history.

I'm completely content with my now, annual camping trip to Acadia, Maine and a couple times to New Hampshire. :)
 
lurch70 said:
was just talking to a friend of mine this weekend, he lives pretty deep in Connecticut ... 110 miles from NYC ... he told me his monthly expenses total close to $7K ... yeah ... $7K

mortgage on $500K house, 2 cars ... oil heat, newborn baby, etc, etc, etc.
Click to expand...


Jesus christ thats high.
 
Conspicuously Absent said:
edit: @Doomcifer - Yeah. Buy a cheap car, who needs a new one every 2 years. Sheesh, we've had our same truck for about 16 years not and the car is 6 years old now.
Click to expand...

Yeah, Im super happy with my 92 Toyota Tercel. EXTREMELY reliable, and ridiculously good on gas.
 
ahhh, didn't know that. I think my parents total expenses are like.. 1.5k or less? And we have a really nice house.


TOYATA TERCEL!!! OFFICIAL CAR OF CANADIAN REDNECKS!!!!
 
JayKeeley said:
Yeah, but he lives between Boston and NY so I figured even RI would be somewhat pricey.
Click to expand...

It is, but I got kinda lucky I guess. My house isn't very big, but its very nice, especially after all the remodeling and shit we did to it over the past 1.5 years. My mortgage is around 1,250/month...but we pay an extra 100/month towards the principle.
 
I'm serious dude. You drive out beaver creek and theres a giant jacked up redneck truck, a mud stained jeep and a shitty tercel in every driveway pretty much.
 
Doomcifer said:
I dont live lavishly at all. Fuck a car payment, fuck a credit card payment, fuck living beyond my means with a bunch of shit I dont need. My mortgage is reasonable for the area, and my girlfriend makes pretty good money as well. I dont live in NYC where the cost of living is astronomical by any decent standards. :)
Click to expand...

I don't live lavishly either. I have a second hand car, no credit cards, and heavilly dependent on my tax returns (I own property and have 2 kids). Otherwise, we have the bare minimum. We moved as far away (and yet still within commuting range of NYC) as we could. My daily train commute is 90 minutes each way, otherwise I travel (fly) for work and collect airmiles, which we then use for our vacations.

My wife will start looking for work again very soon. Our property tax just went up $200 a month which is killing me. It means for every penny that comes in, it goes straight back out. Heather actually uses the local store flyers to see what's on sale each week, and then plans her menu around that!

Quite honestly, the simplest rule I have in my life is, if I don't have the money then I don't spend it.
 
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