i keep failing to really understand the benefits of home ownership ... so i can sit in the backyard once in awhile?
that's what my friends backyards are for
I am going to blow up every fucking bank in North America.
- Thread starter Krilons Resa
- Start date
i keep failing to really understand the benefits of home ownership ... so i can sit in the backyard once in awhile?
that's what my friends backyards are for
yea, i hear ya. it's just more shit on your shoulders to worry about and weigh you down.
goddamn these fucking chains.
goddamn these fucking chains.
Reign in Acai
Of Elephant and Man
dorian gray
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Reign in Acai
Of Elephant and Man
NAD
What A Horrible Night To Have A Curse
LOL. I was debt free for a year. Money in the bank. Pink slips for two cars. It was fucking beautiful.Earlier this year I was nearly $11,000 in debt, a divine number that I built over a period of 7 years. I don't think more than about $2,000 of that was in interest though, I was always flipping it back and forth between whoever offered the 5% interest rate teaser bullshit. I always had more money invested than I did have owed to banks, so I was lazy in formulating a plan to pay it off until earlier this year when I finally grew tired of it, and since I fell into a situation of being rent-free for a spell, I had no excuses left.
Today? Zero, zilch, nada, adios muchacho, fucking gone. Paid the last of it off this afternoon.
I hope I never do that again. *knocks on wood*
Now? $3,800 in credit card debt and we owe about $20,000 on two cars, as we're trying to buy a fucking house for $260,000.
Oh well. It's all just made up numbers anyhow.
dorian gray
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Youre still doing ok. Avoid the house purchaseration though.....at least in California. Sooooooooo overpriced
NAD
What A Horrible Night To Have A Curse
Our landlord just had to drop $1,600 on a new fridge for us. That was after spending some $$$ trying to fix the old one.
We've been here long enough where I've watched at least $4,000 in repairs over the last year or two. And the ceiling got some water stains during the huge rainstorms we had a few years ago. I'm sure that will be cheap when it requires more attention.
Also the insulation sucks and will need to eventually be replaced.
I don't have to deal with any of these problems, other than occasionally waiting around for the repair dude.
But I'm starting to think that any tax benefits of paying a mortgage are directly offset by repair costs.
At least I know every year I'll owe a small chunk to the IRS. Who the fuck knows when houses will fall apart? SURPRISE! You need $10,000 in new pipes.
It's like Monopoly except every Chance card can possibly send you straight to the poorhouse instead of just making you flip the board over and/or rob the bank when other players are taking a bathroom break.
We've been here long enough where I've watched at least $4,000 in repairs over the last year or two. And the ceiling got some water stains during the huge rainstorms we had a few years ago. I'm sure that will be cheap when it requires more attention.
Also the insulation sucks and will need to eventually be replaced.
I don't have to deal with any of these problems, other than occasionally waiting around for the repair dude.
But I'm starting to think that any tax benefits of paying a mortgage are directly offset by repair costs.
At least I know every year I'll owe a small chunk to the IRS. Who the fuck knows when houses will fall apart? SURPRISE! You need $10,000 in new pipes.
It's like Monopoly except every Chance card can possibly send you straight to the poorhouse instead of just making you flip the board over and/or rob the bank when other players are taking a bathroom break.
dorian gray
Returning videotapes
- Apr 8, 2004
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- 83
NAD
What A Horrible Night To Have A Curse
dorian gray
Returning videotapes
- Apr 8, 2004
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- 489
- 83
Reign in Acai
Of Elephant and Man
I inherited my grandmother's house when she passed. So essentially I'm fully responsible for a home I don't live in. I had to cough up 2k 6 months back to replace one fucking pipe. Ughhhhhh
My mother lives there, but she's a white my pals who refuses to work. Yay me! On the bright side, once my kid brother turns 18, I'll only be half responsible.
My mother lives there, but she's a white my pals who refuses to work. Yay me! On the bright side, once my kid brother turns 18, I'll only be half responsible.
dorian gray
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Yeah, fuck that shit.
Srsly, buying a house was the worst decision I have ever made. I did it for my wife. You don't own your house, it owns you. Jst like any other material possessions but 6,485, 549 x more. Losing it would be a blessing.
Srsly, buying a house was the worst decision I have ever made. I did it for my wife. You don't own your house, it owns you. Jst like any other material possessions but 6,485, 549 x more. Losing it would be a blessing.
dorian gray
Returning videotapes
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NAD
What A Horrible Night To Have A Curse
My wife doesn't really want to buy a house either.
I think we're just tired of paying rent. Sorta. Maybe.
I HAVE A REAL PROBLEM WITH WHAT I'M DOING.
By the way, did you blow up Citibank yet? I owe them $3,800.
I think we're just tired of paying rent. Sorta. Maybe.
I HAVE A REAL PROBLEM WITH WHAT I'M DOING.
By the way, did you blow up Citibank yet? I owe them $3,800.
