FEMA should step up on that, because its first floor flood damage. We have problems around here with these mountain streams as well as the beloved Schoharie Valley. Its good for a flood every 5 - 10 years... which is like DUH, The Schoharie Valley is something like in the top 10 fertile valleys in the nation and its because it contains all the top soil from a large section of the Catskill mountains, which arent really mountains but a carved out former plateau, which means its a flood plain... so they built a bunch of towns on a flood plain. The mountain streams roar like a Lion and theres no bedrock rock so when we get the heavy rains, they undermine roads, take away people property and all slam down into that Schoharie and it cant take it.
One such mountain stream is 50 ft off the corner of my house. It did take a section of the road 200 ft from my house about 8 years ago. I lost some land but I spend time every summer moving large rocks out of the current and toward my bank so I did alright. I tried to get FEMA to help shot rock my banks or buy it out after that flood but I cant get anything until there is first floor flood damage... which same as those houses wont happen until it flops into the "crick". The town recieved a small fortune to repair this road and others damaged.
On a FEMA side note that all should be aware of.... There was a wicked flash flood further south in the Catskills. We hauled heavy rock into a seasonal mountain valley road which only had 6 houses on it, most of which were summer homes. The people that lost thier driveway bridges recieved no assistance. But FEMA awarded the town to rock this entire stream and roadside banks to the tune of MILLIONS of dollars..... all while the people down in Louisiana couldnt get help to save their asses. You remember the flood, it was the one there where gas prices rose 70 cents in one week prior to the hurricane because it might damage some refinery.... are we still paying for that refinery ? Or have they made enough money yet ?
FOR THE PEOPLE MY ASS