The university I'm transferring to screwed me with a scholarship mistake. The amount I was initially notified of being awarded covered both tuition and room and board. It turns out that was a mistake and the scholarship only covers tuition and about a thousand dollars worth of room and board. I scrambled to get on board with an additional transfer scholarship to cover the rest, but, after being ignored for a couple of weeks, I found out today that I'm ineligible because I'm receiving an honors scholarship.
I was going to give in and use subsidized loans to cover the rest of the costs, but that fell through as well. Because of the fact that I was awarded scholarships and it's assumed that I'm receiving financial assistance from my parents (which I'm not), the amount of subsidized loans I can take out has been reduced to a hair over a thousand dollars. I would have to take out unsubsidized to cover the rest. I'm unwilling to take out unsubsidized loans because, if all goes according to plan, I will stay in school until I get my PhD, some eight years from now, and I cannot have the principle of the debt accruing interest for the next 8 years.
On the bright side, tuition is covered. But it looks like I'll be sleeping in my car and showering at the gym for the next two years.