the election, and stuff..

KoichCPA said:
I just wanted you to clarify your stance on the economics side of things.
I can only use history to support my stance that Labor cannot manage the economy. The Lib's were fortunate in that they were able to learn from the mistakes of Hawk and Keating. No doubt the current Labor team has learnt from those mistakes too and now from the success of the Liberal's. So should Labor win power, I doubt the economy would suffer - but history still tells a tale..
 
Sydo said:
Medicare;
My experience with the Victorian health system has been a good one. Even though I live in a regional city (Geelong), I can find a bulk billing doctor whenever I need and only ever have to wait an hour or so. My girlfriend has more trouble, but that’s because she’s a chick and will only see a specific doctor, so she has to make an appointment. Even then the appointments are still bulk billed.
When I cut my fingers up on Australia Day this year, I was treated unbelievably well by the hospital staff on what should have been a busy day. The operation which took place the next day, and follow-up consultation were fine. In Geelong, I’d have to say the public system works. Yet, when I was in Brisbane the week after that I had to get my fingers checked out by a doctor just to make sure everything was ok. That’s when I had trouble finding somewhere that bulk billed. Eventually I gave up and paid for the consultation.
My point is.. Could the problem be State based?
I'm drawing any conclusion here because I havn't really read into the problem.
As I posted earlier, there's only one surgery in my area that bulk bills, and you need to make an appointment there. As it's the only one that bulk bills, you have to make an appointment days in advance because everyone goes there. So if you're sick, you have to go the hospital and wait hours and hours for treatment unless you want to pay $40 to see a doctor, which I can't always afford to do. There was another bulk billing surgery, but they stopped doing it last year sometime.


Sydo said:
Schools;
Honestly, taking funding from private schools to give to public schools will only create a larger divide between the rich and the poor. Private schools will simply raise their fees to make up the difference in lost funding, and the hard working, less well-to-do parents who choose to send their kids into private education will no longer be able to. Besides improving the facilities of public school, how would they improve? The teachers remain the same and there lies the problem. Pay peanuts, get monkeys. The state pays the salary of teachers, not the federal government.
The main issue with the private/public schools funding argument isn't really with your regular private school like the local Catholic or independent school. It's really about the private elite schools like Knox Grammar, The King's School, Newington College, etc. No one except multi-millionaires can afford to send their child to a school like that, and yet they still receive millions from the Federal government so they can upgrade their shooting ranges and polo fields and add a wing to their conservatories. Why should they get our tax money for that? Besides which, Howard wants to increase HECS. Now, I actually supported the idea of HECS when it was introduced, despite most of my uni colleagues campaigning against it on the grounds that education should be free (ironically, most of whom came from fairly well-to-do familes who'd sent them to private schools), on the grounds that I believed that a University education was a privilege, not a right, and therefore should be paid for. But the HECS level on some courses is getting so high now that not only has Uni become a privelege, it's a privelege for the priveleged.
 
Goreripper said:
elite schools like Knox Grammar, The King's School, Newington College, etc. No one except multi-millionaires can afford to send their child to a school like that, and yet they still receive millions from the Federal government so they can upgrade their shooting ranges and polo fields and add a wing to their conservatories. Why should they get our tax money for that?
My only problem with what you've said here is 'Why should they get our tax money'. Well, it is 'their' tax money too. As multi-millionaires they not only pay a higer percentage in tax, but a higher percentage on a higher amount. I forget the exact amount, but something like the top 5% of Australian high-earners create 70% of all income tax. Is it really unfair to give a little back? That's not a rhetorical question, I'm just asking because I’m unsure of the answer.

re medicare; I can only speak from experience, and that shows things are pretty good here in Geelong.
 
But why should a school that charges $10,000 a term get four or five million dollars a year from the Government when another school that only charges $1000 a year get a quarter million and a school that charges nothing only get $10,000 or so?
 
I actually suspect that you're right about the medicare regional thing now, Sydo. I don't go to the doctor very often, and I haven't been for a while, but I never really had any trouble finding bulk billing East of Melbourne either. Providing I'm willing to wait that is. But still, with my pinko socialist leanings, I still think it could be better and cover more. There's more to Medicare than bulk billing.

Basic health and good education should both be free.
 
What about Latham's policy for free health0care for all retirees?

Sounds great, and I'd love nothing more than for it be possible. But FUCK!!, that's going to cost billions. The ratio of population aged 65 and over to the population aged 15-54 is projected to rise to 40% by 2051. Currently it's just under 20%. One retiree for every 5 tax-payers.
 
Goreripper said:
But why should a school that charges $10,000 a term get four or five million dollars a year from the Government when another school that only charges $1000 a year get a quarter million and a school that charges nothing only get $10,000 or so?
Well, they shouldn't. Question is, why do they?
Historically I think private school funding has always been a little thankyou to the rich list of Australia. Remember, this has always occured under both Liberal and Labor governments.
 
Sydo said:
Historically I think private school funding has always been a little thankyou to the rich list of Australia. Remember, this has always occured under both Liberal and Labor governments.
That's true. And it's time it was stopped. If they didn't give so much money to schools that don't need, they can give more to those that do, and put in some towards free health care for the elderly.
 
phlogiston said:
There's more to Medicare than bulk billing.

Basic health and good education should both be free.
I'm sure there is, and I agree.

I don't know much about how Medicare works and I wont pretend I do. I've always planned to enter a private health fund as soon as I get a real job anyway, so it sort of never interested me. But isn’t the upside of the Liberal agenda is in essence just that..? Those who can afford it get private care. Personally I think that's a good thing, so long as it’s not at the expense of the health of lower income earners – which seems to be the current issue.
 
Goreripper said:
I can see that being a popular political move. :) Regardless of what they're for, no one likes paying more tax, and it's not like we don't already pay enough.
I know. That's because people are greedy capitalist pigs! Down with the system! Viva la revolution!
 
Goreripper said:
And considering retirees over 55 are more likely to require regular medical aid than younger people I can see how that is a concern. On the other hand, most retirees are also among the least able to afford it.
That's it.
Current supperannuation law and theory is aimed at encouraging people to save fore retirement. What it comes down to is that all Western nations are at crisis point where they simply will not be able to support welfare payments to the aged in 40 years time. (40 years time in MY time). I need a reason to start saving for retirement now. My health is one such reason. Offer me free health care tomorrow, and I wont need to save for it now.
 
Sydo said:
I've always planned to enter a private health fund as soon as I get a real job anyway, so it sort of never interested me. But isn’t the upside of the Liberal agenda is in essence just that..? Those who can afford it get private care. Personally I think that's a good thing, so long as it’s not at the expense of the health of lower income earners – which seems to be the current issue.
I've got private health care. One of the cheaper ones, and I'm not really sure what it covers. I only got it because of the decrease rebates over 30 years old and all that. There should *definately* be incentives for people to do so if they are able to, but people shouldn't be disadvantaged because they can't.
 
Sydo said:
Personally I think that's a good thing, so long as it’s not at the expense of the health of lower income earners – which seems to be the current issue.
But it is at the expense of lower income earners. Several years ago now, the government got pressured by the private health insurance industry because no one was joining up anymore. The government decided to fix this by subsidising a private health insurance incentive to offer discounts to people who signed up before they turned 30. If you signed up before you turned 30, you got cheaper rates and premiums, all subsidised by the government. Despite this, millions of people still didn't sign up because a) they still couldn't afford it, b) they were too old, or c) Medicare was looking after them pretty well, thanks. But guess where the funding for the subsidy came from? The Medicare budget. So the government was taking money away from the public health fund to subsidise the private health industry. Now, years later, people are finding that the cheap health insurance they bought back then is now costing too much, especially if they've had to upgrade to include wives or kids, and the packages they signed up for still have a gap. And the lower income earners who couldn't afford private health care in the first place are now suffering because the public system has been eroded.
 
And don't get me started on Superannuation. Too late. Super shouldn't be compulsory until you're 30 years old. What I mean is that you should be able to take your super and spend it on important things like a house and education and other things like that. You need that kick-start when you're young to help set you up for retirement.
 
Sydo said:
That's it.
Current supperannuation law and theory is aimed at encouraging people to save fore retirement. What it comes down to is that all Western nations are at crisis point where they simply will not be able to support welfare payments to the aged in 40 years time.
That's when they'll start sending everyone to Carousel, I imagine. :erk:
 
phlogiston said:
Super shouldn't be compulsory until you're 30 years old. What I mean is that you should be able to take your super and spend it on important things like a house and education and other things like that. You need that kick-start when you're young to help set you up for retirement.
That actually sounds good.
Only problem is that the minimum amount required to retire on is 9% of earnings over the average mans working life. So if you pushed back the age of compulsory savings you'd have to increase the percentage to avoid a shortfall.