The Whining and Bitching Thread
- Thread starter waif
- Start date
V.V.V.V.V.
Houses Ov Mercury
Eligos
Problem Yet to be Solved
My online Philosophy teacher types out these lectures and talks about shit that he doesn't post, and it's all very vague. "I made a powerpoint, look through the slides." You didn't link to any powerpoints. Am I supposed to imagine the powerpoint?
V.V.V.V.V.
Houses Ov Mercury
damnromulans
Klingons do not faint
Tuesday is invariably my least favorite weekday. The weather is dreary and I am exhausted because I always stay up too late and I am terribly hungry but lunch isn't for another hour and a half. WAHHHH etc
Eligos
Problem Yet to be Solved
In a class full of Christian suburbanites? I'm a fucking monolith of mental acuity.
Dak
mentat
Ben_t
Member
Exactly!
I've had a credit card for more than 12 years and have never paid any interest on anything.
I use my credit card for almost anything and I get 1% of the amount spent back. This option cost me 20$/year but I get back a lot more...
I have a 5000$ limit and I never put more on it than what I could afford if it was a debit card. The nice thing is that banks usually charge you for the amount of transactions that you make in a month...but I can make those transactions with my credit card and then transfer the money online which lowers the cost of my monthly transaction fees.
If used intelligently, a credit card is a great tool.
Dak
mentat
Ben_t
Member
Well I can't speak for your banks in American but they all do the same here. The only way to escape this is to have like 2000$ in your account that you never touch or to get a credit card.
Sorry, I forgot that American banks were a model to follow!
Einherjar86
Active Member
Sorry, I forgot that American banks were a model to follow!
As are all things American.
And if you don't like it you can go back to Canadia, or wherever the hell you're from.
V.V.V.V.V.
Houses Ov Mercury
Well, if your bank is charging you per transaction then...yeah, it's doing something fucking wrong. I mean US banks might suck and the corporate branches of many of them have led to the state we're in, but at least they don't blatantly fuck with their members.
Einherjar86
Active Member
My car insurance kept charging me really small amounts (like twenty or thirty dollars every month). I just paid them because they weren't that large and I didn't want bad marks on my credit. When I got a bill for sixty dollars (it was the fourth one, I think) I finally called and asked why I was getting them. Apparently their office in Florida never notified their main branch that I'd received all my paperwork and insurance cards so they kept sending them to me and charging me for it. Fucking State Farm.
Dak
mentat
Well I can't speak for your banks in American but they all do the same here. The only way to escape this is to have like 2000$ in your account that you never touch or to get a credit card.
Sorry, I forgot that American banks were a model to follow!
Ah, you are from Canada. I worked for RBC's American branch (RBC Centura) for a little over a year (like 6 years ago now). RBC is a horrible bank, charged for everything.
American banks aren't in trouble for their deposit service practices, it is for their investment practices, or more specifically, investment and commercial being able to be under one roof.
Chanakya
Orphaned Brother
Dak
mentat
Sub prime lending (which was created due to easy money from the Fed and bad legislation from the Clinton administration) is actually a smart part of the problem when compared to the trillions in toxic derivatives.
Eligos
Problem Yet to be Solved
I swear I need to live in a city, at least for a while. It's nice being a special snowflake, but it sucks being a complete outsider. And a moderate independent is about as fucking left-wing as it gets around here. Yikes.
Dak
mentat
This prompts me to point out that "Left-Right" is a false paradigm mainly pushed by corporate/bankster controlled media to keep everyone busy fighting each other instead focusing on the real problems.
The only either-or would be more or les government, and both "right/left wingers" are pro more government, they just want different overtones.
Eligos
Problem Yet to be Solved
I would agree, Dakryn. I disagree with a lot of people here based on their religious views and their opposition to marijuana legalization (not in the whole city, just in this region).
Let it be noted that I am excited about Ron Paul's Campaign for Liberty and follow his vlogs and such.
Let it be noted that I am excited about Ron Paul's Campaign for Liberty and follow his vlogs and such.
Ben_t
Member
Oh no! I've started a debate. It was just a joke.
Yes, all banks in Canada tend to charge for exemple 6$ for the right to make 20 transactions in a month...it's annoying but there are ways to avoid that by either leaving money in your account (which I find annoying as a checking account should not really be the place where I'm "saving" money) or using a credit card for just about everything and then transfering the money via internet.
Yes, all banks in Canada tend to charge for exemple 6$ for the right to make 20 transactions in a month...it's annoying but there are ways to avoid that by either leaving money in your account (which I find annoying as a checking account should not really be the place where I'm "saving" money) or using a credit card for just about everything and then transfering the money via internet.
