The Ozzman
Melted by feels
I had like 8 from trying to find financing for a car two years ago. The inquiries aren’t why my credit was messed up but it rebounded a bit when they all completely dropped after the two years.
That makes more sense then. Credit ratings are kinda dumb because they fluctuate all the time. I will have no change in anything on my report (credit card limit, loan amounts don't increase, not late on payments, etc) and my rating will dip like 40 points for whatever reason (I'm looking at you, TransUnion). Once my car is paid off here in 3 months it'll be interesting to see how much my scores jump. When I bought a house and applied for a loan, my credit dipped significantly but built back up over time. It was 800+ when I started the mortgage loan process. I can't wait until I am completely debt free although I still won't technically own my house when it is paid off out of principle.
You're such a cocksucker.
lurk moar
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