I haven't watched the video, but I can't imagine that being worse than Lars Ulrich's drum sound on recent Metallica albums.
The "What Are You Doing This Moment" Thread
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Dak
mentat
Wish we could get a good critical theory inspired breakdown of the implicit and explicit arguments of power, sex, patriarchy, and colonial exploitation in that video.
Carpe Mortem
Benevolently Batshit
- Aug 21, 2013
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Just wrote a bitchy letter to the IRS. I pay all my tuition out of pocket but my dumbass community college always puts the totals in box 2 - amounts billed - instead of box 1 - amounts received. And my dumbass didn't include receipts last year. I sure am glad the IRS caught it though, because upon further review of my records I paid for mandatory digital homework applications and didn't include them. Totally deductible.
Basically my letter reads like hey thanks for trying to fuck with me because I don't owe you, you owe me.
Basically my letter reads like hey thanks for trying to fuck with me because I don't owe you, you owe me.
rms
Active Member
anyone smart on investments? is it financially 'smarter' to split retirement $'s or 100%?
for instance,
better to split between C and S or stick 100% in C or S?
for instance,
better to split between C and S or stick 100% in C or S?
Dak
mentat
anyone smart on investments? is it financially 'smarter' to split retirement $'s or 100%?
for instance,
better to split between C and S or stick 100% in C or S?
I just know that conventional advice is to split your money more towards riskier investments earlier on in life, and slowly slide it more to safer investments as you age.
https://www.cnbc.com/2015/06/10/age-and-risk-tolerance-key-to-mastering-asset-allocation.html
rms
Active Member
Thinking that too, or at least until I get a sizeable retirement amount in there. If I stay above 10% for the next 35 years I might be a millionaire 
Dazed and Brutal
Yall About to Witness
anyone smart on investments? is it financially 'smarter' to split retirement $'s or 100%?
for instance,
better to split between C and S or stick 100% in C or S?
Depends on when you plan to retire. If it's greater than ten years, I would suggest putting 100% in the most aggressive fund and gradually diversify in less risky funds as you get closer. It's hard to really to give a more dedicated response without knowing what the portfolio's are in each fund. I'm only a CPA though so I may not be the best source, but it would also would be nice to know the tax status on the funds you're contributing as well.
edit: Is this an IRA/401(K) or something else?
Master_Yoda77
Juggalo
rms
Active Member
Cool, speaking a bit above my level but I'll try and dig that info up once I get back from.the gym
Dazed and Brutal
Yall About to Witness
Something you do when your life's work is unfulfilling like being a corporate drone a la me.
The Ozzman
Melted by feels
anyone smart on investments? is it financially 'smarter' to split retirement $'s or 100%?
for instance,
better to split between C and S or stick 100% in C or S?
There are entire books written about investment strategy. I agree with Dazed's opinion to an extent but it's all dependent upon how 'risk averse' you are. If you are young and don't mind taking risk, try something like emerging markets or an aggressive growth fund. If you care more about dividend income and don't want to high growth, get income driven stocks (like blue chip stocks or whatever) or bonds since they pay money every 6 months for 'x' amount of years. I would speak to an adviser if you have one available. I have a securities license but I'm so far removed from the finance realm at this point in my life that my advice won't be that great tbh. I got a degree in Finance and don't even use it anymore but it still really interests me.
It would be helpful to know what each of those funds comprises so that we could probably give you a little more info.
He won't retire. He will be injecting a gorillion Hamm's into his veins and snorting lines of coke off scratched up Thin Lizzy LPs until he dies of heart disease at 47.
Master_Yoda77
Juggalo
This sounds fucking awesome. Way better than paying off a mortgage until I'm 65, living in Ohio, and dying of diabetes at 73.
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The Ozzman
Melted by feels
Dazed and Brutal
Yall About to Witness
Master_Yoda77
Juggalo
Also, I am currently paying into the SURS so eat my fuck, Michael.
The Ozzman
Melted by feels
Haha I am in a city that is slightly better than Cleveland. Try 4 hours south of there.
Doesn't mean shit if the pension becomes underfunded and they can't pay you which is highly likely in 30+ years.
Master_Yoda77
Juggalo
The Ozzman
Melted by feels
An entity that essentially legalizes extortion? Cool story, bro! Post a picture of you wearing your brand new Che shirt you bought on Amazon.
viewerfromnihil
Vein-Marbled Tower
I held off from making the incoming Atlas Shrugged joke initially to play nice, but since you followed it up...
Doesn't mean shit when the movers of the world abandon us for their orgy in Colorado and you can't outrun the starving masses from devouring your plentiful self.
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