Speaking of which, I just calculated my tax return and am quite pleased with how much I'm getting back. Could have funded MDF easily if I were more proactive. Then again, my pops tells me I should never borrow against the future, and as somebody with little common sense, best to play it safe. That and I owe him (and, starting next year, the fed) tons of money so extravagant expenses are not very tactful right now.